NEXT Financial Group, Inc. and
The NEA Valuebuilder Program
Jim offers one-on-one consultations to help you design a
program to fit your specific investment needs.  Working with
you, and coordinating your STRS benefits, our goal is to help
you maximize your retirement income.
The NEA Valuebuilder Program is the only retirement
program endorsed by the National Education Association.
From North County and San Diego call:   858-735-2640
There's no need for you to be a retirement planning expert.
...That's our job.
There's no need for you to do any of the legwork necessary
to start or modify your TSA, 403-b or 457 plan.
...That's our job.

Take the NEXT step and call us today to help secure your      
                           retirement ...it's just that important
                    SECURITY BENEFIT RATINGS
A. M. Best                                                                    Standard & Poor's           
Financial Strength Rating: A+ (Superior)                               Financial Strength Rating:  A+ (Strong)
                                              
       For more details on Security Benefit's ratings please visit
              their web-site at
www.securitybenefitplanner.com
Jim brings more than 16 years of experience to assist
you in your retirement planning.
Thanks for all
you do Mrs.
Davis.

You're the best.

Your
homeroom
class.
Securities provided through NEXT Financial Group, Inc.  Member NASD/SIPC
Home Office: 2500 Wilcrest, #620, Houston, TX 77042     Phone: (713) 789-7122